Slide to set how much extra you pay each month above the minimums. Every spare dollar attacks the highest interest rate first, then rolls down the list as each loan clears.
| Loan | Rate | Balance | Order | Cleared |
|---|
How it works: minimums are paid on every loan, then the extra (plus any freed-up payments from loans already cleared) is funneled to the loan with the highest rate until it hits zero. Interest compounds monthly at each stated rate. Note: figures assume balances and rates stay as shown and exclude any accrued-but-unbilled interest that posts when repayment starts. The servicer payoff quote is the authoritative number. This is a planning estimate, not financial advice.